Business Owner’s Policy
A Business Owner’s Policy coverage includes but is not limited to Property Damage to others, Bodily Injury, Business Interruption and Loss of Income coverage, Personal Property Coverage
(computers, client records, buildings), employee dishonesty.
Why Do I Need A Business Owner’s Policy?
What would happen if your client fell and seriously injured themselves while at your office? What if a potential buyer fell down the stairs while you were showing them a house? Who would cover your client’s medical expenses?
What would happen if the pipes burst in the office above you and you are unable to work while it is being cleaned up?
Who will pay for the clean up, replacement of your destroyed property, and loss of income?
You have an office at home, and there is a fire. Who will pay for the damages to your business records and equipment?